Our Disclaimer Notice | Elixi

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DISCLAIMER NOTICE

MEDICAL INSURANCE

DISCLAIMER: These limits represent the overall limits for Primary Care and Hospital Care. They will differ according to plan type. Limits apply to individual benefits and are displayed in the benefits table as well as your policy documents. This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership. The above benefits are subject to waiting periods and applicable limits. These are outlined in the policy wording which you are required to read and understand. T&Cs apply. This document is not your policy wording. This policy is subject to open enrolment, community rating and cross-subsidisation. Anyone may join the Elixi product and premium rates are community rated – this means the risks are pooled across members on the same product and differentiated by Principal, Adult and Child dependants. Additional premiums are payable for each insured person 56 years or older at the commencement date of their policy. These additional premiums may be waived if the applicant can demonstrate healthcare insurance coverage for 15 or more years since the age of 35. Either party may cancel the policy by giving the other party thirty-one (31) days’ notice in writing.

Talksure Trading (Pty) Ltd is an authorised FSP 42788. Insurer – Constantia Insurance Company Ltd is an authorised FSP 31111. Unity Health: A division of Ambledown Financial Services (Pty) Ltd is an authorised FSP 10287.

Please note that the premiums presented on this website are based on the current rates and is subject to an increase which should take place in December 2018. The increase would be based on risk and inflation rates.

 

GAP COVER

DISCLAIMER: This is NOT a Medical Scheme and will not be a substitute for medical scheme membership. It fills the GAP between what is covered by your Medical Aid, and the actual amount charged by your medical practitioner for in-hospital procedures. This is not your policy wording.

Insurer – Constantia Insurance Company Limited is an authorised financial services provider (FSP 31111). Intermediary – Talksure Trading (Pty) Ltd is an authorised financial services provider (FSP 42788). Underwriting Manager – Ambledown Financial Services (Pty) Ltd is an authorised financial services provider (FSP 10287).

Please note that the premiums presented on this website are based on the current rates and is subject to an increase which should take place in December 2018. The increase would be based on risk and inflation rates.

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