There’s no denying it. Young or old, under the weather or fit as a fiddle – everyone needs access to quality healthcare. However, with medical aid schemes sky-high, many can’t fit the monthly premium into their budget. But there’s no reason you should go without a good health cover – healthcare is a fundamental need, after all. Luckily, with affordable medical insurance providers, you can reap the benefits without breaking the bank. (Discover the difference between medical aid and medical insurance.)
So, what makes health cover a good idea? We’ve got five great reasons to get you started.
When it comes down to it, everything depends on affordability. With the cost of living as high as it is, often people forgo health cover for critical expenses, such as food and rent. But, what many people don’t realise is, you don’t have to go without healthcare completely. You can opt for a good medical insurance plan, which offers policyholders access to day-to-day care benefits. These plans offer lower monthly premiums and focus on managing health concerns at a primary level. It’s all about the power of preventive care.
Medical insurance companies offer their members access to a nationwide network of healthcare providers. Our product offering boasts an extensive network including over 1700 general practitioners, 2200 dentists, and a number of PPN network optometrists.
Primary healthcare is the name of the game with medical insurance. Plans offer members access to the day-to-day benefits they require to take preventive healthcare measures. GP visits, acute medication, dental check-ups, and more. With medical insurance, the aim is to nip potential health problems in the bud before they become serious.
Often, medical insurance plans include value-added services above your standard health benefits. Our medical insurance plans, for example, offer members access to some or all of the following; a 24 hour GP helpline, trauma counselling, the C5 HIV Prevention Programme, household and legal assistance. (Request a callback to learn more).
While you do have access to public healthcare facilities in South Africa, the queues for treatment become fairly long. In some cases, patients end up waiting hours for medical attention. If you have health cover, you have access to a network of medical professionals – all you have to do is book an appointment. In the case of accidents and emergencies, plans with hospital care benefits allow for treatment at private facilities, helping you get quality, immediate assistance.
Health issues cause a great deal of stress, especially if you don’t have access to quality care. Or an excess of available cash to seek quality treatment. Investing in a good health cover gives you peace of mind, knowing that you can visit a network doctor without the worry of upfront fees.
Are you looking for a good health cover? Elixi Medical Insurance offers a range of affordable plans for you and your family. Compare our plans and request a callback today. We’ll explain the benefits and help select the right plan for you.
MEDICAL INSURANCE DISCLAIMER: This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership. The benefits are subject to waiting periods and applicable limits. These are outlined in the policy wording which you are required to read and understand. T&Cs apply. The increase would be based on risk and inflation rates. This is not your policy wording and for the full disclaimer please go to www.elixi.co.za/disclaimer-notice
GAP COVER DISCLAIMER: This is not a medical scheme and will not be a substitute for medical scheme membership. It fills the GAP between what is covered by your Medical Aid, and the actual amount charged by your medical practitioner for in-hospital procedures. This is not your policy wording and for the full disclaimer please go to www.elixi.co.za/disclaimer-notice
Please note that the premiums presented on this website are based on the current rates and is subject to an increase which should take place in December 2018. The increase would be based on risk and inflation rates.
Constantia Insurance Company Ltd – an authorised FSP 31111. Talksure Trading (Pty) Ltd – an authorised FSP 42788. Ambledown Financial Services (Pty) Ltd – an authorised FSP 10287.